Property strategy, Singapore

Know what you're buying into.

Upgrading, right-sizing for retirement, or helping a child buy? Get a written plan before you commit.

James Ong, property strategist

Hi, I’m James Ong.

Licensed PropNex agent · CEA R008385F · Paid when a sale completes, not for what I write. How I’m paid

What clients say

“James helped me rent out my condo and even secured an office space for my business.”
Mr Yeo, CFO, landlord
“James has been excellent to work with on the sale of our home.”
Anthony & Agnes, HDB sellers
“James was pivotal in our journey to owning our first condominium.”
Leon Liang, first-time condo buyer
Read all client reviews →

Where are you starting?

What you get

A written plan before you commit, and one person for the next 10 to 20 years. I advise on what is right for you, even when that means not buying.

  1. 1. DiagnoseYour numbers, your building, your exit.
  2. 2. Written planThe price, the risks and my honest view, on paper.
  3. 3. Sell and buyIn the right order, with the timing worked out.
  4. 4. AftercareMCST, rental, and your next move.

One contact for the whole move: banker, lawyer, home inspector, designer and contractors.

How I compare projects

Every shortlisted project is checked from the base up. A project that fails a lower level does not move up, however good its upside looks.

Value

5. Will it hold its value?

Entry price against comparables, rental demand, and who buys it from you later.

4 Unit

4. Does the unit fit?

Unit type and layout, usable space, stack and facing, own stay or rent.

3 Location

3. Does the location fit my life?

Schools, MRT, near family, and your one deal-breaker.

2 Timing

2. Does the timing work?

Sell first or keep, how soon you need to move, launch and booking dates, and when your IPA runs out.

1 Affordability

1. Can I afford it, comfortably?

Budget and loan eligibility (IPA, TDSR), cash and CPF, stamp duty for your residency and whose name the current home is in.

Free Property Decision Review

Get your free Property Decision Review

Not sure where to start? Answer a few quick questions, about 2 minutes and mostly taps. Every question has a "not sure" option. I'll prepare a written plan for your next move and call you to go through it. See what's in the review →

Not ready? Take the 2-minute Resilience Check first →

James Ong, CEA Reg No. R008385F, PropNex Realty Pte Ltd. Your answers go only to James. This is not financial advice.

Launch Watch

Every launch I track, including the ones I’d skip, for buyers weighing a specific project. Land cost, likely psf, rent and who buys from you later.

Rental picks are for a stable second income, not your main income.

See every launch I track →

Latest analysis

See all analysis by topic →

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